Co-Pay: A payment that is specified in your insurance policy which is paid by the insured individual at the time of visit.

Deductible: The amount that must be paid out of pocket before an insurer will pay their portion.

Explanation of Benefits (EOB): A statement sent by a health insurance company summarizing the medical services received by the individual. Remember, an EOB is not a bill.

Guarantor: Generally, a parent or guardian of a minor child. The guarantor on a medical form is an individual who has agreed to pay the medical service provider in case the patient is unable to make a payment.

In and Out of Network Coverage: Halper Family Medicine participates with many plans. Please contact us or your insurance company for more details or if you have questions regarding payments.

Patient Responsibility/Financial Responsibility: As a patient, you may have different deductibles, co-insurance or co-payment amounts depending on your insurance company.

Pre-authorization:  Please contact us for further information.

Statement Balance: Please contact us for further information.

Call us at 516-536-2221 to check for your insurance participation. If you do not have health insurance, we may be able to offer you discounted rates for a variety of treatments and procedures.

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